What Cardio Zone Should You Be Doing?

Here at FE, we stress Consistency is King. 3 main areas to focus on to reach or maintain your goals are Training, Nutrition, and Recovery. At FE, we can take care of one aspect of training. You know you are going to get a great strength workout with one of our excellent coaches. You WILL get stronger, more stable, and more mobile. Another aspect of training is Conditioning. Whiles some form of conditioning is performed in your training program, to get over that hump, and get the results you’re trying to achieve, we stress to perform cardio sessions on your off days. Yes, I said it, that dreaded word, Cardio.

But cardio isn’t just cardio.

There’s a massive difference between mindlessly sweating for 30 minutes and intentionally training in the right cardio zone for your goals, your age, and your physiology.

If you’ve ever wondered:

  • “Am I pushing too hard?”

  • “Why am I exhausted but not improving?”

  • “Why do some people walk and get fitter while others run themselves into the ground?”

This is where cardio zones come in. Had a client recently asked me what should I be doing?

Let’s break it down.

What Are Cardio Zones?

Cardio zones are simply ranges of heart rate that correspond to different levels of effort and different physiological benefits.

They’re typically divided into 5 zones, based on a percentage of your maximum heart rate.

A simple estimate for max heart rate is:

220 – your age = estimated max heart rate

Example:
A 50-year-old:

220 – 50 = 170 bpm max

From there, zones are calculated as percentages.

The 5 Cardio Zones (And What They Actually Do)

Zone 1: Recovery Zone (50–60%)

Very easy effort

  • Slow walking

  • Light cycling

  • Warm-ups and cool-downs

Benefits:

  • Improves circulation

  • Promotes recovery

  • Reduces stress

This is not fitness-building cardio.
It’s recovery cardio.

Zone 2: The Longevity Zone (60–70%)

Comfortable, sustainable effort

You can talk in full sentences.

This is the zone I recommend most of clients.

Benefits:

  • Improves mitochondrial health

  • Builds aerobic base

  • Improves fat metabolism

  • Supports heart health

  • Improves recovery

  • Enhances longevity

This is where magic happens.

Zone 3: The Gray Zone (70–80%)

Moderate effort

Talking becomes harder.

This is where many people accidentally spend most of their cardio time.

Here’s the problem:

  • Too hard to be easy

  • Too easy to be truly effective

You accumulate fatigue without maximum benefit.

This is the most overused—and often least productive—zone.

Zone 4: Threshold Zone (80–90%)

Hard effort

Talking is very difficult.

Benefits:

  • Improves cardiovascular capacity

  • Increases performance

  • Improves VO₂ max

This is powerful—but should be used strategically.

Not daily.

Zone 5: Max Effort (90–100%)

All-out effort

Sprinting.
Short intervals.

Benefits:

  • Improves VO₂ max dramatically

  • Builds power

  • Improves fitness ceiling

This is extremely effective.

But also extremely taxing.

The Biggest Mistake Most Adults Make

Most adults live in Zone 3.

They push harder than necessary because:

They think harder = better.

But this often leads to:

  • Excess fatigue

  • Poor recovery

  • Increased injury risk

  • Burnout

  • Limited progress

More sweat doesn’t always equal more results.

Smarter equals better.

Which Zone Is Right for You?

For most of our adult clients, the answer is:

Mostly Zone 2

with occasional Zone 4–5

Here’s a simple framework:

Zone 2:
2–4 sessions per week
30–60 minutes

Examples:

  • Incline treadmill walking

  • Outdoor walking

  • Cycling

  • Elliptical

Zone 4–5:
1–2 short sessions per week

Examples:

  • Short intervals

  • Hill climbs

  • Bike sprints

Why Zone 2 Is So Powerful—Especially After 40

As we age, we naturally lose:

  • Aerobic capacity

  • Mitochondrial function

  • Recovery ability

Zone 2 directly improves all three.

This means:

  • Better energy

  • Better fat loss

  • Better heart health

  • Better recovery

  • Better aging

It’s one of the highest-return investments you can make.

How To Know You’re In The Right Zone (Without Math)

Here’s the simplest Functional Elements test:

Zone 2 = You can talk, but not sing.

If you’re gasping for air → too hard
If you can sing easily → too easy

Slightly challenged, but sustainable.

What This Looks Like In Real Life

For many of our clients:

It’s not running.

It’s incline walking.

Often at:

  • 3.0 – 4.0 mph

  • Incline 4–8%

Heart rate elevated.

Breathing elevated.

But sustainable. And incredibly effective.

The Bottom Line

Cardio isn’t about destroying yourself.

It’s about training your heart intelligently.

For most adults over 40:

Zone 2 builds your base.
Zone 4–5 builds your ceiling.
Strength training builds your body.

Combined together? Results happen. Training for life happens.

Need help in designing the right cardio options for you. We are here.

And remember, Give Your Body What It Needs, When It Needs It.

 

Tony Muyco III, CSCS, PPSC, PPSC*KB, CFSC

Functional Elements Training and Nutrition Center

Partner and Director of Training

(c) 314.401.5047

functionalelements@gmail.com

If you need a kickstart to get your fitness, nutrition and recovery program properly synched, we can help. It's what we do. Check out our 14-day 360• to get you motivated, educated and aligned with the very best Functional Elements Training & Nutrition has to over, over a period of just 14 days. 

J. Antonio Muyco III

BS in Nutrition & Fitness, NSCA, PPSC, CSCS

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